Monday, February 8, 2016

Proud to be named Britain's stingiest woman: JANE FRYER meets the penny-pincher

Proud to be named Britain's stingiest woman: JANE FRYER meets the penny-pincher who asks visitors to bring their own teabags, thinks heating's for softies and can make a bottle of washing-up liquid last a YEAR

THIS has been a big few days for a 66-year-old Ilona Richards, a retired HGV driver from Scunthorpe who has been named ‘Britain’s most frugal woman’.
She has been on TV and radio, sharing her money-saving tips on how to make a bottle of washing-up liquid last a year, why you should insist that visitors bring their own teabags and why, once you get accustomed to the ‘extra padding’ at the front, men’s pants are cheaper and comfier for women than ladies’ flimsy panties.
We have also learned that you can save ink by making your handwriting smaller; evenings are the best time to scour supermarkets for discounted food; and a zillion ways to save water, including limiting yourself to a weekly bath and the occasional strip-wash in the kitchen (‘You can have a perfectly good wash-down with two kettles of water’) — and only flushing the loo once a day, ideally with old bathwater.
Ilona Richards, 66, from Scunthorpe, gave up work at 59 and now lives comfortably on just £2,400 a year
She is proud, committed and, in a world filled with waste and excess, shows us how to live simply, frugally and well within her £10,000-a-year state pension.
So, it’s a bit of a thrill that she has agreed to meet me at her semi-detached home to give me a masterclass in how she does it. Particularly as hospitality is not her thing.
‘Don’t encourage visitors!’ is one of her many mantras. ‘My house is too cold for most people, so they don’t come and that saves money.’
She’s not joking. It is so cold the photographer’s flash doesn’t work, and I can’t dial a number on my phone because my fingers are frozen sti
llona, however, is blissfully unaware. When I arrive, armed with cut-price teabags, she has just made a vat of stew from out-of-date vegetables and is washing her hair in Aldi shampoo at the kitchen sink — ‘That’ll last a good week’.
Just a few minutes in her impossibly frugal company — she will happily eat the same vegetable stew every day for a month — is enough to make you realise how profligate most of us are.
I bathe every day, am forever washing my hair and edging the thermostat up, and live on takeaway coffees — which, as far as Ilona is concerned, might as well be the work of the devil. ‘Never ever buy coffee in a cardboard takeaway cup. I laugh at those people!’ she says.
I also, whisper it, have a new tumble dryer.

Frugal: HGV driver Miss Richards, pictured, will happily eat the same vegetable stew every day for a month
Miss Richards searches supermarkets at night to find bargains and has no problem eating food out of its date
‘A tumble dryer!’ She looks appalled. ‘Oh God, no. I wouldn’t have one of them. Good grief, that’d cost a fortune. There’s a perfectly good wind out there!’
Before we come to blows — or die of cold — we remember the money-saving masterclass.
We KICK off in the kitchen, where, break-ing a habit of a lifetime, Ilona pops the kettle on for tea.
‘I usually heat my cup of water in the microwave — it takes two cups to cover the kettle element and I only need one, so why waste it?’
Why, indeed?
Similarly, why get the oven fixed if, like Ilona, you can’t remember the last time you used it? Or splash out on a telly when you can watch BBC iPlayer on a computer?
Ilona is amazed at how so many others live.
‘People don’t seem to know the difference between want and need,’ she says. ‘They might think, “Ooh, I need a new phone”, but I’d say: “If your old one works, then you don’t need a new one
Fulfilling: Miss Richards, pictured, insists that despite her odd diet she never feels ill and enjoys her meals 
Her hairdryer is more than 30 years old, her microwave is at least 20 and her stair carpet is patched with silver gaffer tape.
Next comes a tour of her fridge.
It contains two 10p cauliflowers a week past their sell-by dates (‘They’ll do another week at least’), a packet of yellowing broccoli (10p), six tomatoes (10p), three yoghurts for 35p, some sweaty-looking stir-fry mix, a pack of browning mushrooms and some nice-looking ham for her dog and three cats. Ilona is a vegetarian (‘Much cheaper’).
‘I do regular inspections of what’s in my fridge,’ she says. ‘I see if it looks fine. I sniff it — does it smell? I feel it — is it squishy? I just eat things when they need eating and I love the food I make.’
She also insists she has never had an upset tummy and eats very well, indeed: lots of fresh(ish) fruit and vegetables, a special ice cream she makes by whizzing up frozen banana slices, the occasional can of cider or bottle of wine for a treat, and no processed food.
Her larder contains six giant bottles of low-fat mayonnaise, which she picked up for 20p each




Monday, April 20, 2015

Jose Mourinho: We've won nothing yet, we still need two more wins

Chelsea moved to the brink of winning the title with a 1-0 win over Manchester United on Saturday, but Jose Mourinho says the race is not over yet.
Eden Hazard scored the only goal at Stamford Bridge to move the league leaders within two wins of being crowned champions.
John Terry led the celebrations on the field at full-time, with his team clear in the knowledge that they are almost there in the hunt for a first title in five years.

Wins in their next two games against Arsenal at the Emirates and against Leicester City would wrap up the Barclays Premier League crown with room to spare.
But Mourinho shot down any talk of celebration and has said he will not allow his players to believe they have crossed the finish line until the maths say so.
‘In football is not about if it's not about almost, it's about mathematics,' Mourinho said.


‘When mathematically it's done, we celebrate. Until that moment we need two victories to be champions.
‘We need to win matches. What we can say is that we play nine points at home. We can be champions just at home with the matches we play at home. Obviously if we can get points away, it's better.
‘I am too old on this. I think I will be ready to work again next week and to make the players feel that there is still a long way to go.’

Chelsea were forced to defend on the edge of their own penalty area for much of the game as United took the initiative with 70 per cent of the possession.
Centre back Kurt Zouma was paired with Nemanja Matic in midfield as Mourinho sought to stop Louis van Gaal’s side who have been in rampant form of late.
The Portuguese coach had nothing but praise for his entire team for the way they fought to keep the visitors at bay. 

The team was fantastic,’ he said. ‘I'm the one that knows how fantastic it was. The game was exactly what we want. When we manage to play the game we want to play, the game was fantastic.
‘Eden had that magic that the top ones have, especially in big matches. Obviously it was fundamental for us, but I think (Gary) Cahill made an amazing block on a (Radamel) Falcao shot. JT was amazing. The keeper was great.
‘(Cesar) Azpilicueta was, for me, the best player on the pitch. (Nemanja) Matic worked like an animal. (Kurt) Zouma put (Marouane) Fellaini outside the game. The number 11 (Didier Drogba) was another animal fighting against two kids with age to be his son.
‘Oscar worked fantastically well, Ramires came in and gave what we need, even (John Obi) Mikel came in and he holds the ball. And Willian was in bed for two days and comes here directly from his house and put himself available to give a little help. It’s fantastic.’

Manager Jose Mourinho has warned his players they still have work to do

Eden-Hazard-one-three-best-players-world-beams-Chelsea-manager-Jose-Mourinho-Manchester-United-win.

Jose Mourinho claims Eden Hazard has joined Lionel Messi and Cristiano Ronaldo as one of the best three players in world football.
Hazard scored Chelsea's 38th minute winner against Manchester United and is widely expected to be named PFA player of the year on Sunday.
Mourinho said: 'He's a kid, but he knows that he is one of the three best players in the world - he is coping with that responsibility.

'I had lots of stars. Hopefully in every club I worked I had stars. But he is the humble star, yes. He is the humble star.
'He's getting strong. Physically, mentally he's getting very, very strong. He understands his role. 'The day before the game I told him: 'This game we will never lose. Never.'
'But we needed to win. He understands clearly that especially in a moment where the team doesn't have all its power, he understands when the game becomes strategically. 


'He understands that his talent is fundamental for the team. He was there for us and almost a second goal when he hit the post.' Hazard also believes he is having the best season of his career as Chelsea close in on the Barclays Premier League title.
The Chelsea winger said: 'I'm playing my best season ever. With my experience, I succeed to manage the strong and weak moments in a game better. 
'Last year I played a good season, but I disappeared in some games. 
'This season I can't really remind a game where I really wasn't into. It's impossible to be top in 40 or 50 games in a season, but I've been the best player of the team for several times. 
'My stats? People are talking more about me, but what pleases me the most, is that I'm doing better than last season.' 

Hazard, still only 24-years-old, is being hotly tipped to claim the PFA Player of the Year award this season

Tom Cleverley lauds Tim Sherwood's Aston Villa impact and backs them for victory in 'one-off match' vs. Arsenal in FA Cup final

Tom Cleverley has hailed Tim Sherwood's style and insists Aston Villa's attacking gambles are paying off.
The midfielder helped Villa reach the FA Cup final after their 2-1 last-four victory over Liverpool on Sunday.
Christian Benteke and Fabian Delph scored to cancel out Philippe Coutinho's opener as Villa booked a final showdown with Arsenal on May 30.

Tom Cleverley has hailed Tim Sherwood's style and insists Aston Villa's attacking gambles are paying off.
The midfielder helped Villa reach the FA Cup final after their 2-1 last-four victory over Liverpool on Sunday.
Christian Benteke and Fabian Delph scored to cancel out Philippe Coutinho's opener as Villa booked a final showdown with Arsenal on May 30.

'I think The FA Cup final is a one-off day. Hull nearly managed to do it against them last year and we'll be going into the match in full confidence,' the 25-year-old told TheFA.com
'When we have played Arsenal this year we have been in bad spells, but hopefully come Saturday, May 30, we will be right on form.
'It hasn't sunk in yet that we will be playing for a major trophy in a massive final - it's (a) hugely proud moment.'

Tom Cleverley has lauded the impact of Tim Sherwood after reaching the FA Cup final with Aston Villa

fayose-assembles-okada-riders-nurtw-against-impeachment-bid

There appears to be no end in sight to the current face-off between the 19 All Progressives Congress (APC) lawmakers in the Ekiti State House of Assembly and Ekiti state Governor, Ayodele Fayose READ MORE: 
 
Twenty minutes after leaving a church service where the clergyman advised the governor to embrace peace by reconciling with APC lawmakers, Gov. Fayose made a live broadcast on the Ekiti State Radio and Television (ESRT) where he told Ekiti people to defend their mandate from the APC lawmakers, who he claimed were coming to invade the state to impeach him today Vanguard reports.
But the lawmakers are insisting on going ahead with the removal of Fayose and his deputy, Dr Kolapo Olusola.
This is coming barely 48 hours after Fayose promised to dialogue with the aggrieved lawmakers.

To ensure that the APC lawmakers would not achieve their motive, the Okada riders association and the commercial transport workers operating in the state are toeing the path of the governor by telling their members to converge on the premises of the state House of Assembly today at 6 a.m and defend the mandate freely given to Fayose and his deputy during the June 21, 2014 governorship election.  
During the governor’s live broadcast, he told the people to defend their mandate from the invading APC lawmakers and defend him against the alleged impeachment.
He urged drivers and Okada riders in particular to move out en-masse to defend his mandate, saying, “My mandate is your mandate and you must defend it.”
Barely 10 minutes after, two statements emerged on the state radio as public announcements that were being broadcast intermittently.
Below are the transcripts of the two statements from the drivers union and Okada riders association:
“All Okada riders in Ekiti State are enjoined to be on the look-out for strange faces in the state from tomorrow. This is because it has been gathered that APC lawmakers working with Dr Adewale Omirin are planning to truncate the peace of the state by invading the state with armed thugs.
 

Saturday, January 25, 2014

WHY FEAR

Jose Mourinho has hit back at claims from his title rivals that Chelsea's proposed sale of Juan Mata to Manchester United was 'unfair'.

Mata's ᆪ37million transfer inched closer on Friday night as United agreed the deal subject to a medical and Chelsea closed in on his replacement Mohamed Salah after agreeing an ᆪ11m fee with Basle.

Unhappy: Arsene Wenger hinted that Chelsea sold Juan Mata to Man United in a bid to scupper title rivals+4
Unhappy: Arsene Wenger hinted that Chelsea sold Juan Mata to Man United in a bid to scupper title rivals

The delay did not stop Mourinho lashing out at Arsene Wenger and Manuel Pellegrini - and said they could have signed Mata for the same price if they wanted him.

'Wenger complaining is normal because he always does,' said Mourinho. 'It's in his nature. If it was Arsenal or City or Liverpool and Juan desired to go, we would do the same.

'A team can only play with 11 players, not 12.

Big move: Man United have agreed a club record fee for Juan Mata+4
Big move: Man United have agreed a club record fee for Juan Mata

Upbeat: Manager Mourinho defended Chelsea's decision to sell Mata to Man United+4
Upbeat: Manager Mourinho defended Chelsea's decision to sell Mata to Man United

'City, Arsenal and United are full of top players, so if Juan plays for them  it means somebody else is not playing. So why not? Wenger is a very intelligent man who always has an opinion and likes to share it. We have to accept the way he is. But when he says this is not fair, I think what is not fair is that his team always has the best day to play. Always, always.'

This was a reference to Arsenal's FA Cup tie against Coventry last night. Chelsea play Stoke on Sunday before a full midweek list of Barclays Premier League fixtures.

'In the Capital One Cup we had to play 24 hours after, they had 72 hours. That's not fair. This week, who plays Friday? Who plays Sunday? It's never fair because they always get to rest.'

Middle man: Mourinho also took a swipe at Manuel Pellegrini, who was busy helping launch Man City women's side on Friday+4
Middle man: Mourinho also took a swipe at Manuel Pellegrini, who was busy helping launch Man City women's side on Friday

Wenger hinted that Chelsea were keen to sell Mata because they have played United twice with Arsenal, City, Liverpool and Everton to play again.

Uncharacteristically, Pellegrini chipped into the verbal skirmish, saying: 'Maybe Arsene Wenger had a correct reason, but my argument is more general. I feel that if a player has made more than five or six appearances for his club, he cannot join another one in the same league at this stage.'

Mourinho shrugged it off, saying: 'If Wenger sells Mesut Ozil to Man United, I will be happy because he's selling a very important player. He should be happy that Chelsea sold a player like Juan Mata.'


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DON’T EXPECT FX VOLATILITY TO SUBSIDE NEXT WEEK

January 24th, 2014
Don’t Expect FX Volatility to Subside Next Week
GBP: Hit By Dovish Comments from BoE Carney
EUR: Supported by Optimism from ECB Draghi
USD/CAD Retraces, Ignoring Drop in CPI
AUD: RBA Policymaker wants A$ at 80 Cents
NZD: Gold and Oil Unchanged
JPY: Hit Hard by Risk Aversion
Don’t Expect FX Volatility to Subside Next Week
At the beginning of the week, we warned our readers not to become complacent because of the lack of U.S. economic data. The abundance of key economic reports from other parts of the world along with the earnings season meant there could still be big moves in currencies. While data from China, Canada, Europe and Australia played a role in this week’s breakout in FX, today’s volatility was triggered by something we did not expect to occur this week – which was the massive liquidation out of emerging market assets. If investors continue to dump emerging market currencies in the coming week, the majors could be vulnerable to steeper losses. In addition to the moves in emerging markets, there’s also a heavy economic calendar to keep forex traders busy. The most important event risk of the week is the Federal Reserve’s monetary policy announcement. Ben Bernanke will have to decide at the final FOMC meeting of his career whether or not asset purchases should be cut by another $10 billion. He expected to do so back in December but that was before the shockingly weak non-farm payrolls report and mixed consumer spending numbers. We will spend a lot more time talking about what to expect from the FOMC next week but right now what is important for forex traders to realize is that the Fed policy uncertainty means continued volatility for currencies. With a RBNZ meeting on the calendar along with fourth quarter GDP numbers from U.S. and U.K., the IFO report, unemployment numbers and retail sales figures expected from Germany, it should be an active and exciting week in currencies. This means that we will be watching the key levels in EUR/USD, GBP/USD, USD/JPY and NZD/USD closely for breakouts.
We’ve got a major crisis of confidence in emerging market currencies and when that happens, the liquidation can last longer than most expect. There’s a reasonable possibility for another 5% move lower in EM currencies before everything stabilizes. In our 2014 outlook, we talked about how this will be the year of DM (developed markets) versus EM because slower growth in China will encourage investors to move money out of emerging market assets, particularly money that is parked in countries heavily reliant on Chinese growth like Brazil and South Africa who supply raw materials to China. Countries with massive current account deficits like Turkey are particularly vulnerable. With Chinese growth expected to slow for the next 5 years, emerging market currencies could underperform for some time to come. For the major currencies, an additional sell-off in global markets would lead to more risk aversion, which means a deeper sell-off in pairs such as USD/JPY, AUD/USD and GBP/USD ahead of next Wednesday’s FOMC rate decision. If the U.S. central bank decides to provide a bit more support to the U.S. and the global economy by keeping asset purchases unchanged this month, we could see a relief rally in EM and DM currencies but the chance is slim.     KATHY LIEN